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Terms of Service
📜 Terms of Service
Effective Date: November 29, 2025
Welcome to Center of Hope Deliverance Ministries Inc. ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, located at [Insert Actual Website URL Here], including any content, functionality, and services offered (collectively, the "Website").
By accessing, browsing, or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Website.
1. Acceptance and Use of the Website
A. Eligibility
By using the Website, you represent that you are at least eighteen (18) years old, or the legal age of majority in your jurisdiction, or that you have obtained verifiable parental consent to use this Website as outlined in Section 5 (Minors and Children).
B. Changes to Terms
We reserve the right to revise and update these Terms at any time. All changes are effective immediately when we post them. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.
2. Digital Products, Services, and Payment
We offer various products, services, and digital courses for sale. All purchases are subject to these Terms and any specific terms of sale provided at the time of purchase.
A. Payments and Third Parties
All payments are processed by secure third-party payment processors (e.g., Visa, Mastercard, PayPal). We are not responsible for the privacy practices or security of these third parties. You agree to abide by the terms and conditions of those third parties.
B. Refund Policy
Any purchase of digital products, courses, or services is subject to the refund policy stated on the specific product page.
3. Intellectual Property Rights (License)
A. Ownership
Unless otherwise stated, Center of Hope Deliverance Ministries Inc. and its licensors own all intellectual property rights in the Website and all material, content, and products on the Website. All such rights are reserved.
B. Permitted Use
You may access and use the Website material for your own personal, non-commercial use only.
C. Use of Educational Materials
For educational, teaching, and non-commercial purposes, our courses and materials may include references to, quotations from, or displays of copyrighted works such as the Bible, other biblical books, commentaries, and various forms of media (video, audio, text). We assert that our use of such third-party materials is permissible under Fair Use principles of US copyright law, which allows for the limited use of copyrighted material without permission for purposes such as criticism, comment, teaching, scholarship, or research.
D. Prohibited Use
You must not:
Copy, reproduce, redistribute, republish, sell, rent, or sub-license any material from the Website.
Use any part of the Website, its content, or products for any commercial or unlawful purpose.
Use the Website in any way that is damaging, disruptive, or harmful to the Website or to any other person or entity.
4. User-Generated Content (Comments and Community)
Parts of the Website may allow users to post or exchange opinions, information, and comments ("Comments").
A. Content Liability
Center of Hope Deliverance Ministries Inc. does not filter, edit, or endorse Comments before they appear. Comments reflect the views of the person posting them, not our views. To the maximum extent permitted by applicable law, we shall not be liable for any liability, damages, or expenses caused by any Comments.
B. Monitoring and Removal
We reserve the right to monitor all Comments and to remove any Comments that are deemed inappropriate, offensive, libelous, unlawful, or in breach of these Terms.
C. User Warranties
By posting Comments, you warrant and represent that:
You are entitled to post the Comments and have all necessary licenses and consents.
Your Comments do not infringe any intellectual property right of any third party (including copyright, patent, or trademark).
Your Comments are not defamatory, libelous, offensive, indecent, or otherwise unlawful.
Your Comments will not be used to solicit business, promote commercial activities, or engage in unlawful activity.
D. License Grant
You grant Center of Hope Deliverance Ministries Inc. a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
5. Minors and Children
A. Eligibility
Users under the age of 18 must have parental or legal guardian consent to use this Website, register for accounts, or make purchases.
B. Children Under 13 (COPPA)
In compliance with the Children’s Online Privacy Protection Act (COPPA), we require verifiable parental consent for any child under the age of 13 to participate in any section of the Website where personal information is collected. Parents and guardians are responsible for supervising the access and use of the Website by their minor children.
6. Information Security and User Responsibility
You are solely responsible for taking reasonable steps to protect against unauthorized access to your passwords, computer, and other devices. We are not responsible for any security breach or unauthorized access that arises from your failure to maintain adequate security for your personal devices or network connections.
7. Disclaimer of Warranties
The Website and all information and services provided on the Website are provided on an "as is" and "as available" basis. We do not warrant that the Website will be uninterrupted, secure, or error-free.
To the maximum extent permitted by applicable law in the United States and Canada, we expressly disclaim all warranties, representations, and conditions of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the completeness, accuracy, or timeliness of the information on the Website.
8. DMCA Copyright Infringement Notice
We respect the intellectual property rights of others and expect our users to do the same. In accordance with the Digital Millennium Copyright Act (DMCA), we will respond promptly to notices of alleged infringement that are reported to our designated Copyright Agent.
Designated Copyright Agent:
Attention: DMCA Agent
Email: digital@cohdministries.org
If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible via the Website, please notify our Copyright Agent with a notice containing the required information, including a description of the work, where the infringing material is located, and your contact information.
9. Limitation of Liability and Indemnification
A. Limitation of Liability
To the fullest extent permitted by law, Center of Hope Deliverance Ministries Inc. shall not be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of or in any way connected with the use or performance of the Website, or with the delay or inability to use the Website, even if we have been advised of the possibility of damages.
B. Indemnification
You agree to indemnify, defend, and hold harmless Center of Hope Deliverance Ministries Inc., its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, costs, and expenses (including attorney's fees) arising from your breach of these Terms or your use of the Website.
10. Governing Law and Jurisdiction (US and Canada)
These Terms shall be governed by the laws of [the State of Illinois], without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of these Terms or the Website shall be instituted exclusively in the federal or state courts located in [Champaign County, Illinois].
For Canadian users, these Terms are governed by the laws of your local jurisdiction in Canada, and users agree to submit to the jurisdiction of the courts of that region.
11. Hyperlinking and Links to Third-Party Websites
You may link to our home page provided you do so in a way that is fair, legal, and does not damage our reputation or suggest any form of association, approval, or endorsement. We reserve the right to withdraw linking permission without notice. The Website may contain links to third-party sites (e.g., social media). We are not responsible for the content, privacy policies, or practices of any third-party websites.
12. Contact Information
If you have any questions about these Terms, please contact us at:
Email: digital@cohdministries.org
Subject Line: Terms of Service Inquiry
